Loan Application Details

Application ID: APP-004

Application Rejected

This application was rejected. See the reason below.

Reason

Credit score below minimum threshold. Customer has recent overdue loans.

Loan Application Form

Review of the submitted application data.

Initiation

Citizen ID

111222333444

Expiry Date

2028-02-10

Full Name

Mary Williams

Date of Birth

1978-02-10

Main Phone Number

0111222333

Product Type

Installment Loan

Loan Information

Requested Loan Amount

15,000,000 VND

Term

24 months

Scheme (Product Name)

Furniture

Insurance Applied

N/A

Customer Information

Marital Status

Married

Education Level

Vocational training

Residence Information

Current Address

123 Example St, Truc Bach, Ba Dinh, Hanoi

Permanent Address

456 Main Ave, Tan Dinh, District 1, Ho Chi Minh City

Occupation - Income

Occupation

Office Staff

Workplace Name

Global Tech Inc.

Workplace Address

789 Innovation Dr, District 2, Ho Chi Minh City

Fixed Income

25,000,000 VND

Reference Information

Reference 1

Full Name

Spouse Name

Relationship

Husband / Wife

Phone Number

0912345678

Reference 2

Full Name

Sibling Name

Relationship

Sibling

Phone Number

0987654321

Disbursement Information

Disbursement Method

Via bank account

Bank

Vietcombank

Bank Account

1234567890

Beneficial Name

Mary Williams

Documents

All documents uploaded for the application.

citizen_id_front.jpg
Citizen ID Card - 1.2 MB
citizen_id_back.jpg
Citizen ID Card - 1.3 MB
household_reg.pdf
Household Registration - 2.5 MB
payslip_oct.pdf
Proof of Income - 0.8 MB

Audit Log

Record of all events and changes for this application.

Event	User/System	Timestamp	Details
Loan application creation	sales_jane	N/A	Application created in DRAFT status.
Data update	sales_jane	N/A	Updated customer address.
Status change	system	N/A	Status changed from DRAFT to SUBMITTED.
Submission to Looms	system	N/A	Application data sent to Looms successfully.
Data update from Looms	looms_api	N/A	Credit score updated.
Status change	looms_api	N/A	Status changed from SUBMITTED to RETURNED.